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RuPay Indian Payment Method
While the best online casinos in Asia offer a variety of secure payment solutions, many players prefer to resort to credit or debit cards. Indian players, though, have the chance to use a different type of card for their casino transactions in the form of RuPay, a unique Global Card payment system.
RuPay was created in 2012 with the idea to ensure a convenient and secure cashless payment method for Indian players. Developed by the National Payments Corporation of India (NPCI), the whole idea behind this payment method is for it to be implemented by all of the financial institutions and banks in the country.
To date, RuPay is supported by around 1,000 banks in India, catering to over half a billion citizens. Looking at that number, it’s no surprise that RuPay is a popular payment option at many online casinos in Asia, allowing players to handle funds effortlessly.
Getting a RuPay Card
All the Indian banks connected to NPCI issue RuPay cards. All you need to do is locate your closest bank and submit the application form. You can do this either online or physically at the bank. You will need all your Know Your Client (KYC) verification documents in order when you apply for your RuPay card. These include two passport-size photographs, utility bills and your ID card. Once your application is approved, the bank will mail your card in just seven days.
The RuPay card is linked to your local bank account. Over 1,000 banks in India issue the cards, including Canara Bank, State Bank of India, ICICI Bank, Punjab National Bank and Bank of India. The service was designed to work with India’s official currency, the Rupee (that’s the ‘Ru’ in RuPay). You can view your transaction limits and fees in INR and you can avoid paying conversion fees when you play at RuPay casinos.
How to Make Deposits
Funding your account at RuPay online casinos is exactly the same as using any other type of bank card. While the process may differ ever so slightly depending on the casino, here are the general steps to get you started.
Choose a site from our list of top online casinos in Asia that accept RuPay and register an account. Remember to verify your registration.
Log into your new casino account and go to the banking section. Select “Deposit.”
Choose RuPay from the list of payment options and enter the amount you want to deposit.
Fill in your card details and confirm your transaction. The money will reflect in your casino account instantly so you can claim bonuses and start playing your favourite casino games.
RuPay Fees
The fees connected to a RuPay card vary depending on the card – credit card, debit card or prepaid card. Compared to other cards, though, such as MasterCard and Visa, RuPay transaction fees are about 23% lower. It’s important to keep in mind that there is a flat fee per transaction that depends on the transaction amount when you play at RuPay casinos.
So, before you use RuPay for your casino deposits and withdrawals, make sure to check if there are extra charges for transactions depending on your card and the online casino.
Like any other online casino payment method, there are a few things to consider before making payments. The good thing is that this particular service is customised for Indian users, so elements like fees, withdrawals and payment limits won’t be a major inconvenience.
How to Withdraw
Withdrawing your funds from RuPay casinos is as easy as the deposit process. Remember that different casino operators have different withdrawal processing requirements and times, but on average, RuPay withdrawals take 3 – 5 business days.
Log into your RuPay casino account and head to the Cashier. Make sure you’ve completed any necessary wagering requirements.
Select “Withdraw” and choose RuPay as your preferred payment method.
Enter your 16-digit card number, expiry date and any other requested information.
Confirm the withdrawal to complete the request.
Things to Consider
Point to Consider | Why It’s Important |
---|---|
The fees | RuPay cards are available in credit, debit and prepaid cards, so the fees depend on the card you have. For most payments at RuPay casinos, there’s a flat fee of between INR 30 and INR 60 per transaction. It’s a lot cheaper than some other cards, but it’s worth contacting your bank for exact amounts before you use your card online. |
The payment limits | The transaction limits depend on the type of card you have. For example, a Platinum RuPay card allows a daily transaction limit of up to INR 100,000 whereas a Classic debit card only goes up to INR 50,000 per day. RuPay casinos may also impose limits of anywhere from INR 1,000 or more per withdrawal. |
The withdrawal times | Withdrawals take around 3 to 5 working days to process. You’ll need to verify your identity and account at your chosen casino and keep in mind that some operators have different withdrawal requirements and processing times. |
RuPay Mobile Casinos
With more players looking for ways to enjoy their gaming on the go, mobile payments have soared in popularity. If you want to use your RuPay credit, debit or prepaid card for online casino transactions, you’re in luck.
Go through our list of recommended online casinos and pick one – they’re all optimised for mobile play, and some have a native app you can download, allowing you to handle your casino payments with a few simple taps on your mobile device’s screen. The entire process is exactly the same as playing on your desktop with you providing your card details and confirming the transaction.
Whether you want to make a deposit or get your hands on your casino winnings from RuPay casinos, you won’t have any issues handling your casino banking on the move. The banking system makes use of superior security tools, so even mobile payments are properly protected.
RuPay’s partner, NeoKred makes the pay on the go service possible for Indian players who can purchase NeoKred devices for contactless payments, fund their account through the KeoKey app and use RuPay for mobile casino payments. Some of the affiliated banks in India also allow you to link your card with your bank’s mobile app so you can send and receive money, view your transaction history and handle your casino transactions anywhere and anytime.
FAQ
While RuPay casinos don’t charge deposit and withdrawal fees, the payment method does charge a flat fee dependent on the amount of your transaction.
Yes, this payment method is extremely secure, as are the RuPay casinos that we recommend. Make sure you only play at licensed casinos and your money and sensitive data will always be safe.
Many players prefer to use the debit card, which is better for responsible gambling rather than using a credit card and getting into debt.
RuPay casino deposits are instant. Withdrawals, though, can take 3 to 5 working days to process provided you’ve completed a casino’s KYC process.
This really depends on the casino, but most licensed and regulated RuPay casinos accept deposits from as low as INR 800. Some casinos may require more to trigger a welcome bonus.
If you’re not from India or simply want to use another casino payment method, you can choose from credit and debit cards, e-wallets, prepaid cards and even cryptocurrencies depending on your preference and your chosen casino.
You’ll find them right here on this page. Go through the list to find RuPay casinos that offer the games and bonuses you prefer.
You can fund your RuPay account with Rupees, as well as AED, SGD, MVR, AUS, KRW, SAR, BHD and MUR.
Bonuses and Promotions
Unlike some casino deposit methods, RuPay payments are eligible for online casino bonuses. You’ll need to make the qualifying deposit to trigger an offer.
Typical bonuses up for grabs at RuPay casinos include:
Bear in mind that all offers come with restrictions in terms of wagering requirements, qualifying games, maximum winnings and validity periods. Once you comply with the t’s and c’s, you can turn your bonus funds and winnings into real money.
Pros and Cons
Pros
Cons
Safety and Security
In short, yes. Data security on your RuPay card is ensured with an EMV chip, while online casino transactions are safeguarded by One Time Password (OTP) protection, real-time Fraud Risk Monitory and Management and PIN codes. What’s more, the state-regulated financial institutions operate the RuPay payment network, guaranteeing that this payment option is entirely safe and secure and adheres to India’s financial laws and regulations.
Conclusion
RuPay is an established payment solution in India. It collaborates with hundreds of banks to offer Indian residents a convenient and safe way to fund their casino accounts and withdraw winnings. What’s more, RuPay comes with some exciting benefits, like generous discounts, vouchers and bonus schemes, over and above online casino perks. There are plenty of top RuPay casinos out there, too – simply pick one from our top list and get started today.